Christmas can be a stressful time, especially if you have left your Christmas shopping to the last minute. These days the post can be unreliable and waiting for an on-line delivery can sometimes take weeks. To help you with your shopping here are the best towns in the united kingdom (whether you are just visiting or a local) to head out to this year. If you get there early you might even bag yourself a few bargains!

1. Manchester - England's unofficial second city is a shopper...

Holiday shopping online makes better sense than shopping in the malls. You can save loads of time and avoid the crowds. You can find bargains, an amazing selection and even track shipments. But it's not without risk. Many feel uncomfortable giving out their credit card to unknown website. Identity theft is a real concern. But there are ways to drastically reduce your risk. These tips are good all year long, not just for the holidays.

Basic security is first. You must be sure you...

It doesn't seem to matter what the particular time of year, Christmas quickly creeps up on us all. Before you realise it, you are faced with the prospect of investing quite a bit of your money on presents for everyone, as well as all the refreshments you're going to need.

It doesn't make it any less difficult with so many people struggling to make ends meet right now, due to the challenging economic times we find ourselves in. So with the Christmas holiday just around the corner...